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DESCRIPTION: A 20th century Chinese horizontal scroll, “Blessing of the Home,” sumi ink calligraphy on xuan paper with seal script elements; 84” x 16” overall, 78” x 12” without border.

PREVIOUS CONDITION: Tears, measuring 4” x 1 ½” and 3” x 2 ½”; seven vertical creases measuring 12” each, and several smaller creases.

NEW DAMAGE: Large areas of color runs and areas of undulation; all due to exposure to moisture.
RECOMMENDED TREATMENT: None.
INSURED'S CLAIMED VALUE: $3,200.00
APPRAISED RETAIL REPLACEMENT VALUE: $   600.00

APPRAISED FAIR MARKET VALUE:
(Reflects previous condition problems)

$   450.00
LOSS IN VALUE: $   450.00 (100%)
SALVAGE VALUE: None.
SCOPE OF CLAIM: $   450.00
COMMENT: We had photographs of the scroll reviewed by two contemporary Chinese scroll artists. The scroll in question can be recreated for the appraised retail replacement value figure of $600.00, including shipping. However, the insured’s scroll was in poor condition prior to the claim-related damage.

 

 

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